Recently a good friend of mine and I were discussing how she was doing towards her vacation savings goal. As you all know I visit family in Hawaii two to three times a year and she is saving to go with me next spring. She told me she was doing great, she had almost hit her goal and would likely far outreach it by the travel date. However, what she said next is such an important lesson for anyone who is trying to save. She said "It is so much easier to save for the [...]