California SR22 Insurance Explained When do you need a California SR22? If you've been convicted of a DUI, driving without insurance, reckless driving, or a number of other infractions, you'll need a California SR22. The SR22 stands for Financial Responsibility and it's actually a document that provides proof that you're carrying the 15/30/5 liability limitsThe post California SR22 Insurance FAQ's appeared first on Cheapest SR22 Insurance.