You found the house. You made an offer. It got accepted. Cue the celebration, right? Well... not quite yet.Here's the thing most buyers don't realize: getting under contract is not the finish line. In fact, it's where a lot of people start making mistakes that could cost them the deal. And trust us-we've seen it happen more than we'd like.If you're under contract, you're in the final stretch-but it's not time to get too comfortable. There are some super common slip-ups buyers make during this phase, and they can completely derail your home purchase. Why This MattersAfter helping tons of buyers successfully navigate their way from accepted offer to smooth closing, we've noticed that the same mistakes come up over and over again.And these aren't small mistakes. We're talking dream-home-to-nightmare-in-10-easy-missteps kind of stuff. .custom-text { color: #641f77 }The 10 What Nots in Home Buying.section-title { color: #641f77; font-weight: bold; margin-top: 1.5em; }1. Don't switch jobs or quit your job altogether.Even if it's a promotion or a better opportunity, changing employment right now can raise red flags with your lender. Wait until after you've closed and gotten your keys.2. Don't buy a car.We get it-new house, new ride. But that big monthly payment can throw off your debt-to-income ratio and tank your loan. Worst-case scenario: you end up living in your new car instead of your new home.3. Don't go wild with credit cards.Now is not the time to rack up charges or miss payments. Keep your credit activity boring and predictable.4. Don't touch your closing funds.That down payment money needs to stay put. Don't even think about moving it unless your lender tells you otherwise.5. Don't hide debts from your lender.Everything needs to be on the table. Leaving out a loan or credit line might seem harmless-until it tanks your approval.6. Don't buy furniture just yet.Yes, we know you've already picked out the perfect sectional for the living room. But financing furniture-even with "no payments until next year"-can still affect your credit. Wait until you've got keys in hand.7. Don't open new credit accounts.Every credit inquiry can ding your score. Keep things simple and steady until you close.8. Don't make large deposits or withdrawals without checking first.Unexplained money moving in or out of your accounts? Lenders will notice, and you'll need to explain every penny. Save yourself the headache and ask before making any big moves.9. Don't change banks.It might seem like a small thing, but changing banks mid-process can delay your closing. Keep everything where it is for now.10. Don't co-sign on any loans.Not for your cousin's car, your friend's student loan-nobody. Co-signing means you're responsible for the debt, and lenders will count it against you. Even if it's "just temporary," it could cost you your house. Keep It Simple, Keep It SmartThese may seem like small things, but one wrong move can delay your closing-or cancel the whole deal.Buying a home is a big deal, and once your offer is accepted, you want to glide into closing, not stumble through it. Stick to these commandments and you'll make it way easier on yourself (and everyone else involved). Want to know more? Watch this video!Ready to Buy Smart? Let's Talk.Whether you're just starting your home search or you're already under contract, we've got your back. Reach out to us and we'll walk you through every step-from offer to keys in hand-with zero guesswork and no last-minute surprises. Call us if you'd like more information about the Greater Greenville, South Carolina, region market. Feel free to get in touch with our team at 864-438-5050 or visit our website at www.GreenvilleRealEstateHub.com.Receive Cash Offer on Your House Today! Did you know that we have a cash offer platform? It's your gateway to make your home selling process convenient, providing you with opportunities. Don't miss out on the potential it offers - explore our cash offer platform today! Click here to request a cash offer for your home.
