Funds like the S&P500 and VTI are a decent yardstick of the entire US economy, with both the nation and the total stock market growing by leaps and bounds over time. But if someone's entire life savings is placed solely in this one asset, investors are not truly diversified and are actually taking on a lot of needless risk.More below the fold...The post P2P Lending: Why You Need a New Uncorrelated Asset Class appeared first on LendingMemo.