I'm delighted to offer a spot here on Taking the Next Step to Joyce Hansen, a business brain educator, trainer and coach. She's held business and academic positions but finds being an entrepreneur the most rewarding. At Money, Women and Brains, Joyce blogs about how women entrepreneurs can integrate business brain marketing strategies into product development, goal setting, decision making, and marketing. ~ Jackie Harder****There it is again. Another offer for a new product, service or training course is dangling before you.Is this purchase worth it?And, there you stand at the crossroads. You're not sure if it's for you. But then again, there's a mental nagging that you might be missing out on something you really need.You try to run the numbers and the reasons for and against quickly in your head.Then you find yourself stuck in "indecisive" mode again. Should you or shouldn't you? Do you pull out your credit card or do you walk away thinking you really didn't need it and you can get by without it?When it comes to shopping for groceries, clothing, accessories and cosmetics, there's no question that you recognize value and a bargain when you see one. However, what about when it comes to making a purchase for something that could help you grow personally or help your business grow?