We all want the best. For instance, a Ferrari is way better than a minivan. It's faster, sleeker and much more prestigious. But what if you have three children and drive to hockey every Saturday and need the extra space? All of a sudden that minivan is looking much more appealing. Then when you factor in the higher costs associated with maintaining every single aspect of that Ferrari? That minivan is downright shiny.This theory applies to your mortgage too. I'll admit there [...]