Questions You Should Ask Your Public AdjusterHave you recently suffered property damage? Perhaps you are considering hiring a public insurance adjuster. If you expect your claim to be for $10,000 or more, it is probably a good idea to get some help with that claim.Documenting a claim, or listing everything that has been lost or damaged is more work than most realize, but it must be done before the claim process can begin. Once that claim has been submitted you can expect to negotiate with your insurance company since they are likely to lowball their initial settlement offer. For this and other reasons, having a professional on your side can help maximize your settlement and get your property repaired quickly and properly.Hiring a Public AdjusterFinding a reputable public insurance adjuster is something you should put some time and thought into. Ideally, you will establish a relationship with a good public adjuster that you feel comfortable working with before you ever suffer any property damage. Your adjuster will be familiar with your policy and property if the day ever comes for them to provide their services.Referrals are a good place to start your search for a public insurance adjuster. Next make sure that the public adjuster is licensed to work in your state. Once you are ready to meet with them, consider asking these questions to determine their expertise and whether they are a good fit for you.Would you describe your skills? Ask the adjuster to describe their specialties and some of the work they have done in the past. This will give you a sense if their expertise lines up with your needs. Do they have more experience with commercial buildings or residential homes. Have they dealt with more flood claim or fire claims? What are some of the highlights of their career as a public adjuster?How many claims are you handling currently? A large number of claims could mean that they are good at what they do and regularly get referred. A low number of claims might mean that they will be more available to service you.Can you provide personal references from previous clients? Personal references are the best way to gauge customer satisfaction. An experienced public adjuster should have a long list of previous clients. A good public adjuster should be able to provide positive testimonials.With the answers to these questions you should be able to make a list of pros and cons for the prospective public adjuster. At Guardian Adjusting we are ready to answer any questions you may have and get to the business of helping you with you claim. Our public adjusters are experienced in all forms of properties and damage. Call us today to set up a meeting.
