I'm the kind of person who's very hands on with personal finance: I budget and track spending carefully on Mint, review credit card statements every month to avoid grey charges, and periodically monitor my credit score on various free apps. Since I graduated college, I thought I had been doing my due diligence and taking all necessary precautions to both save money and spot fraudulent transactions. However, little did I know that I was missing one crucial component: reviewing my official credit reports.
