Source: PYMNTS

CreditLadder: Credit Bureaus Aim To Bulk Up Files For Borrowers With Little Credit History By Using Rent-Payment Data

Credit bureaus are aiming to thicken up the "thin" credit files of borrowers who have too little credit history to qualify for loans using the traditional FICO credit score, launching new products that use information banks hadn't been typically considered in the credit-scoring process. By looking at things like on-time rent payments or a lack [...]

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