A negative mark on your credit report can significantly impact your financial well-being, but under the Fair Credit Reporting Act (FCRA), most delinquent debts must be removed from your credit report after seven years from the date of the first missed payment. However, errors and outdated debts can linger beyond this timeframe, damaging your credit scoreThe post Understanding Bad Debt Removal: How to Dispute Outdated Debt on Your Credit Report appeared first on Francis Mailman Soumilas, P.C..
