To start creating your budget open up the Excel program on your computer and get a clean spreadsheet on the screen. Start a few rows down (so you can easily insert a title or any forgotten information later) and then start with the header Income. Under this write the sub headings for all your different incomes for a set time period (a month would be reasonable) such as income, benefits etc. Under this you can use the Autosum to add up all the income you earn in a month, do this by choosing a cell where you want the totals to be and then click the Autosum button in the menu bar and drag up to include all the cells you want to be included. Press enter and you will see a total number created. Leave a few rows space and then do the same with Expenses, where your subcategories are likely to include rent, council tax, gas bill, gym membership etc. Once you total up this you will then have a set figure for your income and your expenditures per month. Then you can pick a cell further down your page to work out the difference between the two figures. Do this by clicking the equal sign (=) and then the clicking the cell with the amount of your total income in - the cell with the total expenditures. Then you can write in the columns along the top of the page all the months in a year and you can use the formulae for each month to keep track of how much you are spending! To create your own budget buy Microsoft Excel from Coastal Software today!
