Saving and investing towards a future goal-a new house, early retirement, a dream vacation, whatever-usually involves a tradeoff between risk and sacrifice. You can reduce the risk that you will come up short of your goal, but to do so you may have to save more each year, or save over a longer time-...The post Optimizing Your Savings Plan-Part 2 appeared first on Chris Minnucci, The Do-It-Yourself Investor.