Mellin v. Northern Security Insurance Company, Inc., No. 2014-020, slip op. (N.H. Apr. 24, 2015) According to a recent decision of the Supreme Court of New Hampshire, a smell can be so significant that it constitutes a "physical loss" for purposes of insurance coverage. Specifically, in Mellin v. Northern Security Insurance Company, Inc., No. 2014-020, [...]The post When is a smell more than a smell? appeared first on BKWLawyers.com.