Source: AgriLogic Blog

AgriLogic Blog Filing a timely notice of loss for Diplodia Ear Rot

As corn harvest progresses, some areas are seeing varying degrees of Diplodia Ear Rot. This fungus initially appears as a white mold beginning at the base of the ear. The mold and the kernels then turn a grayish brown color. A very distinguishing characteristic of diplodia ear rot is the appearance of raised black bumps on the moldy husk or kernels. The following website from Purdue University may be a resource for offering additional information on diplodia.Diplodia Ear RotDiplodia is not listed as a mycotoxin and therefore will be treated as any other discount such as test weight, moisture and kernel damage in determining any quality adjustment. Producers with grain containing significant levels of damage from diplodia need to timely file a Notice of Loss so an Agrilogic adjuster can collect samples to determine production to count. For grain that is being delivered to an elevator the settlement sheets/summary sheets should reflect the test weight, moisture and kernel damage that may be associated with diplodia. Any farm stored grain that is suspected to have kernel damage needs to have an Agrilogic adjuster pull samples for grading by an approved elevator for production to count determinations. Grain grading greater than 10% kernel damage and below 49 lb test weight will be adjusted using the deductions found in the SPOI (Special Provisions of Insurance) found on the RMA website.There have been instances where diplodia kernel damage along with certain Mycotoxins (Aflatoxin, Vomitoxin) has been found in the same sample. Except for Vomitoxin, samples to determine Aflatoxin or other mycotoxins, substances, or conditions injurious to human or animal health must be obtained by the adjuster prior to the grain entering storage and sent to approved laboratories for testing.If an elevator rejects delivery of grain due to excessive quality issues the insured must get a written rejection letter from the elevator stating the reason the grain was rejected. The insured must also make a reasonable attempt to market the grain to alternative elevators or locate a salvage buyer within the local market area. Agrilogic may provide a list of salvage buyers as they are identified. If it is determined the grain has zero market value (ZMV), the insured may choose to destroy the crop and the destruction of the grain must be witnessed and documented by an Agrilogic adjuster.If you have any questions, please contact your Agrilogic Claim Supervisor.Important NotesIn some instances, high yields combined with damage discounts could still exceed the unit guarantee.Damage discounts do not apply to Private Product or ARP type policies.

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